Personal Spending Plans eModule

This module is designed to help you feel empowered to build a solid financial future. Throughout this module, you’ll go through scenarios and activities covering essential financial concepts and practical skills. By the end of the module, you will have the knowledge and tools to take control of your finances and make informed financial decisions.

Learning Objectives:

• Understand the importance of budgeting for achieving financial stability and long-term goals.
• Learn to differentiate between different sources of income and calculate net income accurately.
• Identify and categorize their expenses into fixed and variable categories, distinguishing between needs and wants.
• Create a personalized monthly budget using the 50/30/20 rule, allocating funds to needs, wants, and savings categories.
• Comprehend the significance of building an emergency fund and initiate steps towards establishing their own emergency savings.
• Grasp the fundamentals of credit scores and debt management, gaining strategies for effective debt repayment and financial health.

This course is self-paced and you can take it anytime. The course will take approximately 1.5 hours to complete from start to finish. You have a full year to complete the course from the date of purchase before it will automatically expire in your account.

For more information or if you are looking for bulk pricing, please call 403-668-7536 or email workshop@thedollardetectives.com.